[ home ] [ pony / townhall / rp / canterlot / rules ] [ arch ]

/townhall/ - Townhall

A place for civilized animals
Name
Email
Subject
Comment
File
Flags  
Embed
Password (For file deletion.)

 No.15145[Reply]

The Biden administration has recently withdrawn its negotiated rulemaking paperwork for loan forgiveness: https://www.nerdwallet.com/article/loans/student-loans/if-scotus-blocks-student-debt-relief-1965-law-could-be-plan-b, https://www.federalregister.gov/documents/2024/12/26/2024-30606/student-debt-relief-for-the-william-d-ford-federal-direct-loan-program-direct-loans-the-federal.

According to this (https://www.urban.org/sites/default/files/2022-07/Federal%20Undergraduate%20Loan%20Limits%20and%20Inflation.pdf) report from three years ago, student loan borrowing limits have actually decreased by 22% (due to inflation) since 2008 - a bit higher today:

"Federal student loans to undergraduates are subject to annual limits that range from $5,500 to
$12,500. Because the limits are not linked to inflation and lawmakers have not increased them since
2008, their real value today has declined by 22 percent." The report also notes that the rising cost of tuition further erodes the real value of the student financial aid received.

I think that this would cause people to either work (or work more) (leading to increased stress, lowering one's ability to learn) or to attend cheaper, lower-value colleges and online schools.

The Biden administration was trying to help students due to the hardships of COVID-19. I would have expected Republicans to have offered an alternative proposal, such as increased student borrowing limits (which would indicate continued faith in students and learning), in order to keep up with inflation - yet this oddly did not happen. It seems there was no bipartisan effort at all to help students. Have Republicans given up on the American Dream? Are we headed towards the Chinese 996 work schedule, where everyone toils from 9am-9pm, 6 days a week with no hope of advancement in order to not starve? Or, do Republicans have some secret plan for helping students? What would unicorn Saint bookhorsePost too long. Click here to view the full text.

 No.15147

>>15145
Given my academic background and work experience, my first instinct is to look at the student loan crisis from a straightforwardly economic perspective.

Any financial instrument that's an asset, whether we're talking about a group of bonds, a collection of stocks, a couple of accounts receiving loan payments, or whatever else, can be bought directly by the U.S. government for the purposes of regular maintenance, like when it comes to doing anything that you'd want the state to do.

There's really nothing, as far as I can tell, keeping the executive branch from simply buying up between 50% to 100% of the student loan related instruments in the U.S. and just sitting on them as assets. Not bothering to collect any money at any point, with people being able to pay everything back basically whenever. Or, frankly, the government could just discard all of those assets. Something like a grand write-off. Honestly, I would want this to happen were I in any way a part of the government.

 No.15148

>>15147
The leftwing bias of most of higher ed is finally starting to bite it.  Republicans have noticed that most profs and academic departments are quite hostile to Republicans and right-wing ideas.

>>15147
See *Biden v. Nebraska*, 600 U.S. 477 (2023). https://en.wikipedia.org/wiki/Biden_v._Nebraska

Summary from ChatGPT:
"""
The U.S. Supreme Court ruled in 2023 that President Joe Biden's student loan forgiveness plan was unconstitutional because it exceeded the authority granted to the executive branch under existing laws. Here are the key reasons cited in the ruling:

1. **Separation of Powers**:
  - The Supreme Court determined that the executive branch did not have the unilateral authority to cancel hundreds of billions of dollars in student debt without explicit approval from Congress. This was viewed as a violation of the separation of powers, as such a sweeping action requires legislative approval.

2. **Major Questions Doctrine**:
  - The court invoked the *major questions doctrine*, which holds that federal agencies must have clear congressional authorization to take actions of vast economic and political significance. The justices ruled that the law cited by the Biden administration—the HEROES Act of 2003—did not explicitly grant the authority to implement such widespread debt cancellation.
Post too long. Click here to view the full text.

 No.15151

>>15148
Yes, for the federal government to just seize any financial entity of any kind requires a hell of a lot of things to be true in the first place in order to make it clear that some special circumstances apply. Otherwise, one ought to respect the way in which a free market with private property rules works. That makes sense to me as well.

Otherwise, naturally, America would become like modern China and Russia in which those in the legislature can just straight up steal a company that they personally want to have, based on nothing other than "Gimme!". Or anybody else in the government doing whatever the hell that they want, with regular people having no sense of there being a rule-of-law that applies fairly. I think Iran also isn't much different either.

The most reasonable thing would be the most rational thing, as stated in >>15147 in detail, with Congress and the executive branch just passing ordinary laws that allow student loan related financial instruments to simply be bought fair-and-square.


 No.15106[Reply]

.

 No.15109

File: 1735023204891.jpg (314.67 KB, 1080x1857, 360:619, Screenshot_20241224_005056….jpg) ImgOps Exif Google

Shooting somebody until they die is an act of murder.

Preventing a cancer patient from being able to heal themselves and doing that over and over again until they die is also an act of murder.

It's not exactly difficult to understand why a murderer being themselves murdered generates complex, mixed feelings among innocent bystanders such as myself and the OP.

As has been pointed out many times and many ways, this CEO would literally still be alive if he didn't head an organization that genuinely makes money from causing other people's deaths. He would be walking and talking in perfect health today if he had made better choices in his life. CEOs in charge of companies that bake bread, manufacture cars, repair computers, print books, grill fish, and the like felt no fear of any kind after this assassination. For obvious reasons.

 No.15135

The issue at hand should not be about whether Luigi Mangione is a terrorist or not.

The discussion to be had is how to ensure that the average American citizen has access to quality affordable healthcare. Especially now that Medicare/Medicaid are on the chopping block.
Because it seems Health insurance companies are eating away the funds of their customers while denying any request where they have to pay out, resulting in people still not receiving any decent care despite spending what little money they have.


 No.15125[Reply]

File: 1735257443181.png (413.41 KB, 1079x1162, 13:14, Screenshot_20241226-183339.png) ImgOps Google

What should be the cap on how many immigrants and temporary workers (e.g., H-1B and O-1) are allowed into the US annually?  I think there is a trade-off here between benefitting from talented immigrants and ensuring that they adequately assimilate and we preserve American culture.  I'd tentatively suggest a total cap of 1.6 million adults (equal to 1% of the US labor force).  
2 posts and 1 image reply omitted. Click reply to view.

 No.15132

>>15131
> At least from my point of view. But my point of view doesn't matter because I'm not American.

90% of the far right victories in Europe are set over immigration.

It's the main reason why people voted UK to leave.

While the current issue is another part framed in recent US politics, this is relevant in the Western world entirely.

 No.15133

>>15131
It should be noted that the OP image and OP text as well as >>15126 as a response all describe a large number of immigrants coming to the U.S., at the level of hundreds of thousands of people moving, instead of a closed border coming into being with nobody going anywhere.

So, the question of the thread isn't "Should mass immigration to the U.S. be allowed, legally and morally?" but is actually "How and why exactly should mass immigration to the U.S. take place, if will occur in the future?".

 No.15134

>>15132
Understandable. We should strive to be more like post brexit UK.


 No.15127[Reply]

File: 1735446795563.jpeg (64.6 KB, 500x500, 1:1, random_16.jpeg) ImgOps Google

Should the IRB bureaucratic process be streamlined to enable faster and less expensive advancement of science?

 No.15128

What is the IRB? I know what an IRB is but not The IRB.

 No.15129


 No.15130

>>15129
I see. It sounds like that man had a shitty IRB.

I was confused since the question implied the existence of a centralized universal Internal Review Board.


 No.15111[Reply]

File: 1735024122013.jpg (220.24 KB, 1080x1230, 36:41, Screenshot_20241224_010252….jpg) ImgOps Exif Google

Why is it morally and legally acceptable to cheat on your wife or girlfriend, to have sex with prostitutes, and to use illicit drugs for recreational purposes if you're a Republican or some other supporter of Donald Trump?

Like why does being a Republican or otherwise supporting Donald Trump mean that moral and ethical standards that apply to everybody else don't apply to you, because you've got some kind of license to do whatever?

How does this make sense when the upcoming Trump administration and other government officials are trying to make being transgender, watching hentai, chatting with lewd AI, and all of these other things illegal because of "violating traditional morality"?

If I loudly and publicly say that I love Trump and give his political organizations money, does that mean that I can enjoy whatever I want in my personal life without having to have it controlled by traditional moral demands about how sex is evil, drugs are evil, and so on?
3 posts omitted. Click reply to view.

 No.15117

>>15116

>At what point in my life am I going to be free without somebody needing to keep me from "sinning" against my will?

Join a liberal religion that accepts everyone, like Unitarianism, Unitarian Universalism, some denominations of liberal Christianity (United Church of Christ, some (non-conservative conference) Congregationalist Churches, meditation groups, etc. ...

>Should I like fake marrying somebody and fake going to church a lot while faking donating to certain political organizations... or what has to happen before I'm able to just be left alone?

Nah, don't do that. Christian fundamentalists are only fighting so hard because their influence is waning.

 No.15118

>>15116
In the case of the tale in OP, I guess the way would be to get the media to constantly lie and attack you, to the point where nobody believes them and nobody cares even if the claims were to be true.

 No.15121

>>15117
>Christian fundamentalists are only fighting so hard because their influence is waning.
HUH?

They're stronger than they've been in years. They've literally gotten to control both Congress and the Supreme Court. They're also now about to control the U.S. Presidency again.

If anything, I'm trying hard to figure out how to fake being one myself, lately.


 No.15098[Reply]

Friendly reminder that multiple American businesses steal your personal information for malicious purposes after they spy on it when you file job applications.

 No.15101

>>15098

Not once in my life has any company ever applied to me for my merits or even so much as inquired about them. I assume it's true for everyone else, as well.

 No.15104


 No.15105



 No.15084[Reply]

File: 1734746637756.png (296.04 KB, 1080x1228, 270:307, Screenshot_20241220-210143.png) ImgOps Google

Why is the legacy media blaming self-driving cars for the actions of a migrant from Saudi Arabia?
6 posts and 2 image replies omitted. Click reply to view.

 No.15096

File: 1734904184511.jpg (138.24 KB, 600x800, 3:4, 34d47f327806e91cf15a563f85….jpg) ImgOps Exif Google

>>15084
Poor choice of words, nothing more.

Also, the guy is an Islamophobe. He was recognised as a refugee from his home country and 'has promoted conspiracy theories regarding an alleged plot by German authorities to Islamicise Europe'. It's funny that the very bigots who'd otherwise agree with him are now accusing him of being part of the problem just because of his country of origin.

 No.15099

File: 1734920215999.jpeg (179.82 KB, 999x1313, 999:1313, GfU-fHBXYAAcfRN.jpeg) ImgOps Google

>>15096
>the guy is an Islamophobe
So he claimed.  But yet, it was quite a convenient claim for him to make, as the claim led Germany to grant him asylum and refuse to extradite him to Saudi Arabia.  And he chose to attack ethnically German Christians at a Christmas market rather than attacking a mosque.  His true motivation remains a mystery IMHO.

 No.15103

>>15099
Hating Catholics for being Catholic and hating Sunni Muslims for being Sunni aren't really mutually exclusive religious positions. In fairness. They're not inherently connected in the first place, even.

It's sort of like learning that somebody hates both playing chess and playing tennis, or hates both eating almonds and eating lettuce, or hates both 'Star Trek' and 'Warhammer 40K', et cetera.

The real story is still that the evil Saudi dictatorship and its cronies should be opposed and its agenda fought, regardless of your own religious beliefs.


 No.15052[Reply]

File: 1733324315595.jpg (118.2 KB, 720x960, 3:4, God Emperor Trump.jpg) ImgOps Exif Google

Russia wants to use ICBM's in the Ukraine. He is the only one that can stop them.
8 posts and 4 image replies omitted. Click reply to view.

 No.15065

>>15052
As somebody who was alive when George Bush Sr., Bill Clinton, and George Bush Jr. were all President during the 1980s, 1990s, 2000s, and 2010s, I find it rather horrifying that some or most Americans are so incredibly Goddamn stupid that they think that U.S. foreign policy was a wonderful act of intelligence and ethical standards, with no flaws and no issues causing massive death as well as huge wastes of money, before the year of our Lord numbered 2016 rolled around.

And so literally everything absolutely is either all Biden's fault or all Trump's fault. People get really, seriously mad when you point out all of these facts from prior years. They act like they need to punch you in the face due to their ignorance.

Fuck.

Honestly, I wish I lot of the time I was just a complete dumbass who didn't understand how current foreign policy problems go back to decisions undertaken over ten years ago.

Not being an insane partisan idiot is a real curse. Fuck America. And Americans. For real. Only a tiny handful seem to have the basic intelligence enough to be worthy to vote.

 No.15093

File: 1734776200411.png (867.93 KB, 1132x803, 1132:803, Imperial Guard drop pod.png) ImgOps Google

God I can't wait until the end of the year, when our GOD EMPEROR can take his place as such

https://www.youtube.com/watch?v=bzPuK1vib_c&t=1s

 No.15100

>>15093

Wait, you mean his term still isn't over yet?


 No.15080[Reply]

.

 No.15088

File: 1734767959388.jpg (98.75 KB, 696x494, 348:247, Lisa-Wants-You-To-Stop-Bei….jpg) ImgOps Exif Google

Making basic parts of human decency "political" in the first place is wrong.


 No.15077[Reply]

File: 1734235391171.jpg (1.37 MB, 3024x2556, 84:71, 20241208_200628.jpg) ImgOps Exif Google

How many rabbits would you ideally like to have around where you live, if you somehow could pick any number you wish? And why would that be?

Posted here instead of /pony/ since it technically is an argument even if it's not political.
2 posts and 1 image reply omitted. Click reply to view.

 No.15082

File: 1734334084710.jpg (6.03 KB, 300x168, 25:14, lightbulb.jpg) ImgOps Exif Google

none, because the act of choosing a number of rabbits to see would render seeing one meaningless

 No.15083

>>15082
This appears to be some kind of psychological jujitsu that I don't understand, man!

 No.15087

File: 1734762351817.jpg (10.95 KB, 300x168, 25:14, man.jpg) ImgOps Exif Google



 No.15078[Reply]

File: 1734269469805.jpg (187.92 KB, 1000x1000, 1:1, kinder-surprise-20g-unwrap….jpg) ImgOps Exif Google

Should Kinder Eggs be legalized in the US?


 No.15057[Reply]

File: 1733428120277.jpg (37.99 KB, 404x303, 4:3, Lai-Ching-te.jpg) ImgOps Exif Google

Taiwan President Lai Ching-te is working with U.S. House Speaker Mike Johnson and other U.S. leaders right now in order to create personal ties outside of the spotlight when it comes to the Pacific and its diplomacy. Mainland China has called the Taiwan issue a "red line" not to be crossed in Sino-U.S. relations. Belligerence to the Taiwanese keeps getting worse and worse.

There's more at: https://www.reuters.com/world/asia-pacific/taiwan-president-spoke-with-us-house-speaker-johnson-sources-say-2024-12-05/

Since a lot of Trump voters are here on /townhall/ who think that dictatorships across the world should destroy their nearby democracies because feminism, homosexuality, socialism, and the like have made democracy as a concept too decadent... and those voters otherwise have an attitude about foreign policy that supports strongmen... I'm wondering what's the "red pill take on Taiwan"?

Like what about Taiwan having too many sympathies for Jews, too many sympathies for gay people, too many sympathies for poor people, et cetera or otherwise being too left-wing and emotionally soft in a "sissy" way... or like what other issues with Taiwan make it a positive thing for mainland China to take it over and eliminate its democracy? Why should Americans like that idea? What's your argument? How does it work?

As the saying goes: "red pill me" on why the Taiwanese are bad people! Please help me understand what's now going to be U.S. policy in 2025 and onwards!
7 posts and 1 image reply omitted. Click reply to view.

 No.15073

>>15068
How should I know?
Despite your schizo characterization, I don't think Taiwan should be wiped out.

 No.15074

>>15072
>claim that nobody has any problem with Taiwan and nobody will ever, ever do anything against the Taiwanese people...
Nobody's said that. That's just another strawman of yours.
The point of contention was that you're claiming Trump supporters want Taiwan eliminated because "feminism, homosexuality, (and) socialism,".
Which, yeah, nobody actually thinks, because that's utterly insane.

 No.15075

File: 1733627748498.jpg (61.8 KB, 650x400, 13:8, raoulduke.jpg) ImgOps Exif Google

>>15064
>>15068
>>15072
The reason why people reacted badly is because you started the OP with broad generalizations and strawman arguments and it went downhill from there.
You've set the tone for the argument from the start and you don't sound like you're interested in sincere, good faith discussion.


 No.15050[Reply]

File: 1733247738001.png (18.68 KB, 232x217, 232:217, does something ever happen.png) ImgOps Google

There's a coup underway in South Korea you say?
1 post omitted. Click reply to view.

 No.15058

File: 1733437702483.jpeg (42.88 KB, 954x542, 477:271, 023429c6-7a12-43ff-a56f-5….jpeg) ImgOps Google

Consult the chart

 No.15069

File: 1733460420642.jpeg (104.76 KB, 1001x666, 1001:666, Teaching.jpeg) ImgOps Google

>>15050
>>15051
>>15058
What everyone else said.

 No.15071

File: 1733461619600.png (293.89 KB, 1080x774, 60:43, Screenshot_20241203-170226.png) ImgOps Google



 No.15033[Reply]

File: 1732518708274.jpg (16.51 KB, 450x450, 1:1, trfmby.jpg) ImgOps Exif Google

What do you think about how Donald Trump and Republicans encourage incidences of crossdressing by straight, white, heterosexual males, as a direct result of the societal suppression of LGBTQ+ culture, resulting in psychological repression in the individual psyche (as it ceases to have any healthy outward form of expression), resulting in widespread crossdressing by straight, white, heterosexual males? Do you think the crossdressing of straight, white, heterosexual males would have been less under a Harris/Walz administration?

contributin'

 No.15049

File: 1732951912889.jpg (10.2 KB, 201x251, 201:251, vancewife.jpg) ImgOps Exif Google

>>15033

op here. I guess I should change that from "inadvertently" to "advertently." Clearly, from this post by Vice President-elect JD Vance (posted for Thanksgiving a day after my post, it seems), it has been proven that the Trump/Vance administration does indeed support crossdressing by straight, white, heterosexual males. Case closed.

Crossdress all you want, men - just keep it to yourself (and perhaps your wife and/or waifu). Also, buy your own pantsu.


 No.15040[Reply]

File: 1732810221146.jpeg (140.77 KB, 750x861, 250:287, GdVmmGYXMAAQ2pv~2.jpeg) ImgOps Google

In America, it seems like both the left and the right have problems with pandering to their own extremists.  But it seems like the left has a bigger problem with this.  Does this match your experience?
3 posts and 2 image replies omitted. Click reply to view.

 No.15045

>>15044
I don't buy it. The Westboro Baptists're hated by pretty much everyone, being that they've gone out their way to make everyone do so. Frankly, they seem rather insincere in their actual beliefs, operating more as a way to drum up controversy and therefor money in inevitable litigation. But even if we discard that, they are not a significant group, being pretty much just one family anyway, and certainly not one liked by the right, considering their penchant for showing up at the funerals of soldiers.
These people have no authority, nor do they garner any 'defense' from a wider one.

Moreover, if we apply your rhetoric anyways, while they lack an 'institution', these types certainly benefit from the umbrella defense of "LGBT", a defense I might add that is significantly more sturdy than the porous defense of "christian".
You critique someone who is LGBT and you're a 'bigot'. You do so for a Christian, and not even Christians will bat an eye.
And I would further posit that at least in the American context, "Christian" has about as much "structure" as "LGBT" besides; American baptists do not follow a Pope, they do not derive authority from Rome, they do not default to the judgement of any council, they each follow their own dogma and practices in their own communities entirely separate from such things. They are no more unified than the 'LGBT community'.

 No.15047

File: 1732946070876.jpg (73.86 KB, 1365x768, 455:256, Jihad-Jihad-Jihad.jpg) ImgOps Exif Google

>>15040
Extremists advocating for an entire classification of people to be wiped off the face of the Earth or otherwise directly physically harmed is evil.

I primarily see this over the past several years being directed towards Jews, though this happens alongside some other groups facing physical attacks (like those who aren't themselves Jewish but are physically alongside Jews in public, for instance).

Unfortunately, this hatred comes from aggressors not easily put into the bullshit left-versus-center-versus-right political spectrum that's created by American brainrot. So, little effort is done such extremists in a way that's that effective in the long run. Which pisses me off a lot.

It would be nice if we could have a general moral standard in America of "If somebody roots for Palestinian Islamic Jihad among others to kill victims, this is horrible" without having to add "because PIJ is left-wing, and I'm right-wing" or "because PIJ is right-wing, and I'm left-wing". Evil things are evil. Understanding this fact is matter of not being an idiot, rather than rooting for a certain political party in the U.S.

Recommending: https://unwatch.org/unrwa-head-told-hamas-and-islamic-jihad-we-are-united-and-no-one-can-separate-us/

Of course, it would also be nice to have "neo-Nazis are terrible" and "Black militant revolutionary Marxists are terrible" be a part of this as well if we're talking other extremist loons who hate Jews as well as other innocents.

I can't put into words how badly I wish American Democrats and Republicans could stop being utter morons when it comes to insane hardliners who would happily kill off both of them by the tens of thousands if those insane hardliners could manage it. Trump voters literally worry more about drag queens then they do terrorists. Anti-Trump voters literally worry more about the technology of electric cars than they do terrorists. The fuck? God help us...

 No.15048

File: 1732946699469.jpg (64.38 KB, 640x400, 8:5, November-29th-Terrorist-At….jpg) ImgOps Exif Google

>>15040
>>15047
tl ; dr stop listening to partisan political skibidi toilet brainrot and care about the real enemies of love/community/civilization/etc

https://www.timesofisrael.com/hamas-terrorist-opens-fire-on-civilian-bus-in-west-bank-8-wounded-3-seriously/


[]
[1] [2] [3] [4] [5] [6] [7] [8] [9] [10]
[ home ] [ pony / townhall / rp / canterlot / rules ] [ arch ]