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I know people who have gotten apartments without going through a credit check, but I gather there's a growing trend to filter out applicants with poor credit score. I have to guess there are similar filters for home buyers.
So, are you in favor of this trend, perhaps in that it will encourage people in general to be more responsible with the features that go into the credit score model, or are you not in favor?
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Uhhhh, I'm pretty sure everyone deserves housing no matter who they are, period.
Nobody deserves anything but the agency of their own actions.
Though I will say I find the debtor system a horrible one.
Maybe I'm old fashioned, but I don't really like how easy it is for so little consequence until it's far too late.
And I find the general practice a little unsavory, with likely consequences on pricing for a wide range of things.
Buying a home shouldn't require a lone, is my stance.